Analyst, Credit Analysis

BUILD SOMETHING BIGGER THAN YOURSELF 

The Walt Disney Company, together with its subsidiaries and affiliates, is a leading diversified international family entertainment and media enterprise with the following business segments: Disney Entertainment, ESPN, Disney Parks, and Experiences and Products. From humble beginnings as a cartoon studio in the 1920s to its preeminent name in the entertainment industry today, Disney proudly continues its legacy of creating world-class stories and experiences for every member of the family. Disney’s stories, characters and experiences reach consumers and guests from every corner of the globe. With operations in more than 40 countries, our employees and cast members work together to create entertainment experiences that are both universally and locally cherished.

How will you contribute to our magical experience?

The Corporate Credit to Cash Department manages the second largest asset of The Walt Disney Company: its accounts receivable through its global organization. The mission of the department is to assist with maximizing sales and cash flow through the superior management of the accounts receivable using sound credit approval and effective collection strategies.

It is the responsibility of the Credit Analyst to exhibit professional excellence by building customer and department relationships and communicating clearly and responsibly. The Credit Analyst complies with Corporate Policy and   Procedures through the completion of complex and highly visible credit reviews. The Credit Analyst collaborates with the Credit Team and other stakeholders to ensure that sales and purchases are credit assessed and evaluations are published in a timely manner. 

 The Credit Analyst, as a representative of the Global Credit Team in the region, is responsible for building relationships with various people across the company & externally, and escalating issues to senior Credit management and executives across the enterprise.

The Analyst, Credit Analysis will be responsible for:

• Prepares and issues credit risk assessments and makes recommendations within approval authority.
• Ensures information is accurate and well written.
• Oversees specific Disney portfolios and issues credit alerts when necessary.
• Meets with customers and Disney businesses to discuss risk mitigation options, including Letters of Credit, guarantees, securitization, and/or deal and payment structures.
• Makes recommendations for process improvements.
• Maintains internal databases.
• Coordinates tasks with the Credit Team to support system changes or projects.
• Ensures issuance of monthly and quarterly reports, reserve recommendations, Treasury Rep letter, Global Exposure report, and prepares credit portfolio reports.
• Prepares ad-hoc reports to support business intelligence activities as needed.
• Updates status reports of credit activities to measure performance.

What we need from you be part of this story:

• 1 – 2 years of experience in credit analysis or related role.
• Bachelor’s degree in business related field.
• Preferred Industries: Experience in credit approval of commercial loans in a financial institution.
• Upper intermediate level of English is a must and knowledge in Portuguese is a plus.
• Demonstrated knowledge and advanced skills in Excel or Access.
• Proficient in financial analysis.
• Experience in credit approval of commercial loans in a financial institution is desired.
• Must be an excellent team player who possesses solid interpersonal and organizational skills.
• Self-driven, independent thinker.
• Strong quantitative and analytical skills.
• Strong relationship building skills and a highly professional “client service orientation".

Additional information:

At Disney, we believe it takes great people to create the memorable experiences, products and services our consumers know and love.  We are a team of storytellers, and we hire under equal opportunity, irrespective of gender, ethnicity, religion, sexual orientation or background. We are an organization that value human interactions and that is a very important part of our culture. At Disney, everyone has the opportunity to speak up and participate, grow and share ideas.

#BePartOfTheStory

“You can design and create, and build the most wonderful place in the world. But it takes people to make the dream a reality.” Walt Disney